When you’re in a car accident, processing your insurance claim is a significant concern. After a car accident, you want to know how to make an insurance claim and when you’re going to get word back from the insurance company. One of the important pieces of information is how long it’s going to take to settle an insurance claim in Pennsylvania. Here’s what you need to know from our Pennsylvania personal injury law firm.
How long does an insurance company have to settle a claim in Pennsylvania?
An insurance company has 15 days to settle a claim in Pennsylvania if you’re making the claim to your own insurance company. If you’re making the claim to another insurance company, they have 30 days to investigate and settle the claim. The insurance company has 10 days to acknowledge that you reported the accident. Then, they have 15 or 30 days to settle the claim depending on whether it’s your own insurance company or a third-party insurer.
How many days does the insurance company have to respond to a claim in Pennsylvania?
In Pennsylvania, the clock starts ticking on your insurance claim when you report the accident to the insurance company. Generally, the insurance company must respond within a certain number of days. For first-party claims, the time limit is 15 days. For third-party claims, the time limit is 30 days. By the end of the time frame, the insurance company must respond to the claim in writing.
The insurance company may ask for additional time. They must provide a reason that they need more information. When they say that they don’t have a decision yet, they must give the reasons for the delay. The insurance company must continue to give updates every 45 days during a period of delay.
What to do if an insurance claim is denied in Pennsylvania?
If an insurance claim is denied in Pennsylvania, you have some options to pursue your claim. You may ask for a written letter explaining the reasons for the denial. You may file internal appeals, and you can involve the Pennsylvania Insurance Department. In addition to internal appeals, you may pursue litigation in order to get the compensation that you deserve. A personal injury attorney can represent you in your claim.
How a Pennsylvania personal injury attorney can help you
When you’re in an accident, a personal injury law firm can help make sure that you get a payment that is both fair and timely. They can assist you with speaking to the insurance company, filing the claim documents and bringing a formal case for compensation. If your insurance claim stalls, you need to be aware of timelines that apply to file a formal legal claim even if the insurance company is trying to drag out your case.
Have you been in an accident? Call the Law Offices of Gregg Durlofsky personal injury law firm to talk about your insurance claim. Our attorneys are standing by to speak with you today.
