Personal Injury Law Firm in Pennsylvania
Say the term no fault, and you might think of car accident insurance. No-fault is a type of car insurance that pays benefits regardless of who is at fault for an accident. Our state’s no-fault laws are not like any other state, and they can be complex. Our personal injury law firm in Pennsylvania helps car accident victims get the remuneration they deserve. Let’s talk about how no-fault works in Pennsylvania.
Is there no-fault in Pennsylvania?
Pennsylvania lets drivers choose whether to have no-fault insurance. All drivers must have insurance. However, each driver may choose whether to participate in the no-fault system or preserve their right to sue for damages in the event that they are not at fault for a crash. Drivers must decide in advance what type of insurance to choose.
Pennsylvania’s Complex No-Fault System
If you elect no-fault insurance, minor car accidents go through your own insurance. You can’t sue the other party if they cause a crash. You approach your own insurance. The benefits you receive are more limited than what you would receive if you had preserved your third-party rights. You may claim compensation for economic losses including medical expenses.
Your Right to Sue Under No-Fault
Even within the no-fault system, you can work with a personal injury attorney to bring a lawsuit if you are very hurt in a crash. When injuries are serious, permanent or disfiguring, the no-fault rules do not apply. The question is the extent of the victim’s injuries and whether the other driver is liable for the accident based on negligence or more serious misconduct.
Opting Out of No-Fault in Pennsylvania
When a driver selects their insurance policy, they may choose not to be a part of the no-fault system. The driver pays more for the policy up front. If they are in a crash, they may bring a claim against the driver who is at fault for the accident. They may sue the responsible driver regardless of the extent of their injuries. Their damages may include pain and suffering.
What Happens in a Car Accident in Pennsylvania
If you’re in a car accident in Pennsylvania, it’s important to do several things regardless of your insurance. First, secure medical attention for anyone involved who may be hurt. Serious injuries may not be easy to recognize immediately after an accident. Be sure to comply with requirements to call law enforcement.
Medical care is important to documenting your injuries and linking them to the accident. Having medical documentation of injuries is critical to getting fair compensation whether you have no-fault benefits or you opted for full tort coverage. Get contact information for everyone involved so you can pass it on to your personal injury law firm in Pennsylvania.
Lawyers for Pennsylvania Car Accidents
Have you been in a car accident? Do you have questions about your rights and how Pennsylvania car accident claims work? Are you ready to get the compensation you deserve?
Don’t wait to get in touch with our personal injury law firm for a consultation regarding your case. Don’t wonder if you’re getting fair treatment under the law. Work with a personal injury attorney to make sure you’re treated fairly following a car accident. Contact our team at Applebaum & Associates today to start building your defense.